Colorado Home Purchasing Process - Illustrated ! ~ All major steps for Buying a home in Colorado, outlined in an easy-to-understand flow-chart illustration !

BUYER INFORMATION and BUYER SERVICES

As Relocation Specialists our job is to help you find the best home for your family and your situation.  The key to doing this is to hire a highly experienced and  customer-service oriented residential real estate professional with the coveted REALTOR® designation to represent your best interests, provide guidance, information and assistance throughout the process.

Investing 60 seconds right now reading the following can save hours of time and thousands of dollars !    As a potential home buyer in Colorado, you need to know . . .

* Only a portion of currently available houses are shown on the internet.  (Statistics show between 30 and 50 percent of the available properties are not on the internet)

* Many of those are already under contract e.g. SOLD (20-40 percent)

* Colorado real estate laws differ significantly from laws in all other states. 

Here's one example.  Under Colorado Law there are three types of relationships consumers can have with a real estate broker (three types of "agency" relationships):

1) Seller's Agents - those under contract and working specifically for the seller.  These people are listed on the for sale sign in the front yard.  These people specifically and legally Do Not represent the interests of the buyer.

2) Buyer's Agents - those under contract and working specifically for the buyer.

3) Transaction Brokers - those who are not under contract with either a buyer or seller ~ and are not specifically or legally representing either the seller or buyer, but remaining neutral during a transaction.

* Only a Buyers Agent can help you in negotiating the lowest possible price!  There are a number of additional services that only a Buyer's Agent can provide. 

  YOUR NEW HOME IS LOOKING FOR YOU !               

Why spend hours, days, weeks, months looking for your perfect new home?  Our computers can save you many hours surfing for your new home and most often find better homes, in perhaps neighborhoods that you very possibly do not know about or have not considered.

You can receive currently listed properties and also immediately receive all New Listings on a daily or weekly basis for all metro areas that match your needs and preferences - with full color photos and video tours where available !  

Simply give us a phone call so we can determine your new home needs, and then we'll get you started receiving the best new property listings !     ph 303-770-0007 

HOME BUYER'S GUIDE

The information we will discuss and share with you will include:

Benefits of Home Ownership

Buying versus Renting ~ Comparison & Benefits

Buyer Agency - Your own Broker

Top 10 Buyer Mistakes

Buyer's Project Plan & Checklist

Closing Costs

Down Payment, Down Payment Assistance

Earnest Money

REAL ESTATE FINANCING

The information we will discuss and share with you will include:

Loan Checklist

Loan Application

Finance Glossary

Financing Options-Loan Types

Financing Options-Comparisons

Financing Options-ARMs

Financing Options-Balloons

Financing Options-Fixed Rate

Financing Options-Flex Rate

Financing Options-Libor

Mortgage Insurance

Loan Qualification

Interest Rate Lock

IMPROVING YOUR CREDIT

The information we will discuss and share with you will include:

Credit Agencies - Contact Information

Example Letters - Receive Free Reports

Credit Basics

Twelve Steps to Higher Credit Scores

Managing Credit

Review Your Records

Credit Repair

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